An Easier Way to Get a Machine
Affordable financing options for ATVs, UTVs, motorcycles, and more. Get pre-approved in just 3 minutes with no commitments and absolutely free to apply.
How It Works
The first step is discovering your true budget. Simply complete our online pre-approval application to get started!
We prioritize understanding each customer's needs and budget, guaranteeing a machine that fits both perfectly.
Delivered to your doorstep, plated and prepped, your machine is ready for instant adventure.
Yes, It's Different. Yes, It Gets Results.
We know this isn't the traditional way to buy a Machine, but that's because the traditional way is outdated and flawed
Traditional Dealership
- Time Consuming. Spend hours or days looking at machines without knowing what type of financing you can get approved for.
- Inefficient. Trips to multiple dealerships, negotiating with salespeople, bank appointments, the entire process can result in a lot of unnecessary stress.
- Potential Rejection. There is nothing worse than spending all that time finding a machine you love just to discover you can't actually get approved for a loan to buy it!
Ride Collective
- Fast & Easy. Complete our free online application in under 3 minutes from anywhere, at anytime.
- Stress-Free. Once you get pre-approved we will only show you vehicles you qualify for, so you won't waste time looking at machines outside your budget.
- Any Credit Accepted. We believe that every Canadian should have access to the financing they need, regardless of their credit situation. No fear of rejection here!
Trusted by Over 1 Million Canadians
Regardless of your current income or credit situation, we are confident we'll be able to help you get a machine you love.
Sarah
ATV • Ontario
Mike
ATV • Alberta
Jason
Dirt Bike • British Columbia
Chris
ATV • Manitoba
Tyler
Side-by-Side • Saskatchewan
Jordan
Snowmobile • Quebec
Alex
Motorcycle & ATV • Nova Scotia
Ryan
Side-by-Side • Ontario
Daniel
Side-by-Side • Alberta
Common Questions About Financing
Find answers to frequently asked questions about our financing process, pre-approval, and how Ride Collective can help you get the machine of your dreams. We're here to make the financing process as easy and stress-free as possible.
Ready to Get Your Dream Machine?
- Fast & Easy
- Stress-Free
- Any Credit Accepted
- $0 Down Options
